Our Convenient Payment Options

Many patients worry about paying for dental care, but fortunately at Smile Design Dental Center, we offer a variety of payment options. Our mission is to make you feel comfortable throughout your visit and this goal includes paying for our dentist's services. Review the different payment methods we accept at our O'Fallon, Missouri dental office and don't hesitate to ask us questions about any of these options.

Cash and Personal Checks

Paying with cash is one of the most common and reliable ways to cover dental care costs. Since cash payments can be faster and more convenient, many of our patients opt for this method. We also accept personal checks at our dental office. Our staff is happy to provide you with any information you may need to complete the check accurately.

Care Credit

This office offers Care Credit, which is a service that allows you to pay for your dental services in installments. Care Credit allows you to obtain immediate treatment without paying out of pocket the same day. Care Credit is based upon approval and can be used to pay for all your dental needs. Once you are done with your installments, you can use the full balance in future dental visits. Care Credit is a great option when you are on a budget or don’t have dental insurance available. Ask us about Care Credit today. Applying is easy and we are here to answer any questions you may have during the process.

Credit Cards

We accept various types of credit cards such as Visa and Mastercard. For a complete list of the credit cards we accept, or if you are unsure if we accept your card, call our office and we will be glad to verify such information.


Medical insurance is an important tool for effectively managing your budget. Insurance companies cover many of your health expenses, saving you from paying out of your pocket. Dental insurance is also a type of medical coverage that provides coverage for certain dental expenses. It can be offered as a part of the overall medical indemnity or as a separate policy. To better assist patients, our office in O'Fallon, Missouri also processes treatment compensations through dental insurance.

Since this payment method has certain requirements, it is recommended that patients contact their dental insurance providers prior to beginning any treatment. It is also important to make sure your insurance plan is currently active. Many policies enter into effect after several months of your application approval. You are advised to confirm that the treatment you will be receiving is covered by your insurance company. In addition to clarifying coverage with your dental insurance provider, it is also recommended that you confirm with our office that we accept your insurance provider’s coverage. Although we are in network with several providers, some insurance agencies are not registered with us.

Determining Which Option is Right for You

With the number of payment options available at our dental office, you can choose the one that is most convenient for you. We want to make sure you always have a great experience when you visit, so if you need assistance choosing the payment method, our team is ready to help. Our staff at Smile Design Dental Center in O'Fallon, Missouri, is here to answer all of your questions.